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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,115 | $109,359+8.9% | $162,185-26.6% | $72,976+63.2% |
| Participation rate | 70.7% | 84.3%-13.5pp | 87.6%-16.8pp | 69.5%+1.2pp |
| Annual return | 26.55% | 25.46%+1.1pp | 115.61%-89.1pp | 81.02%-54.5pp |
| Employer contribution / active EE | $0 | $3,907-100.0% | $5,613-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $11,892 | $5,481+117.0% | $7,297+63.0% | $3,608+229.6% |
| Admin fee / account holder | $6,918 | $7,972-13.2% | $10,844-36.2% | $5,124+35.0% |