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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,169 | $100,060+24.1% | $149,721-17.1% | $70,126+77.1% |
| Participation rate | 72.7% | 83.6%-10.9pp | 87.1%-14.3pp | 69.5%+3.2pp |
| Annual return | 21.21% | 27.46%-6.3pp | 1501.67%-1480.5pp | 73.15%-51.9pp |
| Employer contribution / active EE | $0 | $3,661-100.0% | $5,444-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $11,090 | $4,982+122.6% | $6,568+68.8% | $3,332+232.8% |
| Admin fee / account holder | $11,229 | $8,285+35.5% | $11,282-0.5% | $4,645+141.7% |