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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,826 | $82,028+21.7% | $123,105-18.9% | $59,633+67.4% |
| Participation rate | 82.1% | 83.2%-1.2pp | 86.8%-4.7pp | 68.7%+13.4pp |
| Annual return | 4.69% | 5.12%-0.4pp | 13.22%-8.5pp | 2041.45%-2036.8pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $5,151-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $12,523 | $4,667+168.3% | $6,229+101.0% | $3,192+292.4% |
| Admin fee / account holder | $1,197 | $5,879-79.6% | $9,014-86.7% | $4,297-72.2% |