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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,387 | $55,902-36.7% | $76,030-53.5% | $80,959-56.3% |
| Participation rate | 60.4% | 62.1%-1.6pp | 69.1%-8.6pp | 67.7%-7.3pp |
| Annual return | 17.10% | 20.59%-3.5pp | 361.54%-344.4pp | 35.67%-18.6pp |
| Employer contribution / active EE | $1,255 | $1,867-32.8% | $2,688-53.3% | $2,757-54.5% |
| Participant deferral / active EE | $2,684 | $3,051-12.0% | $4,257-37.0% | $4,300-37.6% |
| Admin fee / account holder | $878 | $5,239-83.2% | $6,421-86.3% | $6,925-87.3% |