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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,853 | $92,219-77.4% | $76,768-72.8% | $135,379-84.6% |
| Participation rate | 81.0% | 79.8%+1.2pp | 77.0%+4.0pp | 82.6%-1.7pp |
| Annual return | -8.93% | 5.46%-14.4pp | 2.43%-11.4pp | 519.79%-528.7pp |
| Employer contribution / active EE | $1,371 | $3,216-57.4% | $2,485-44.9% | $4,779-71.3% |
| Participant deferral / active EE | $4,868 | $4,508+8.0% | $3,852+26.4% | $5,609-13.2% |
| Admin fee / account holder | $2,070 | $10,749-80.7% | $6,675-69.0% | $10,828-80.9% |