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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,844 | $88,707-85.5% | $74,185-82.7% | $273,970-95.3% |
| Participation rate | 62.5% | 79.4%-16.9pp | 76.6%-14.1pp | 83.0%-20.5pp |
| Annual return | 14.10% | 11.94%+2.2pp | 17.74%-3.6pp | 41.46%-27.4pp |
| Employer contribution / active EE | $1,412 | $3,159-55.3% | $2,370-40.4% | $4,869-71.0% |
| Participant deferral / active EE | $5,027 | $4,212+19.4% | $3,550+41.6% | $5,287-4.9% |
| Admin fee / account holder | $276 | $8,717-96.8% | $5,586-95.1% | $10,132-97.3% |