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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,694 | $175,231-77.9% | $149,696-74.2% | $139,466-72.3% |
| Participation rate | 86.7% | 83.4%+3.3pp | 78.8%+7.9pp | 80.3%+6.3pp |
| Annual return | 15.90% | 166.77%-150.9pp | 134.46%-118.6pp | 373.66%-357.8pp |
| Employer contribution / active EE | $2,362 | $5,478-56.9% | $4,821-51.0% | $4,754-50.3% |
| Participant deferral / active EE | $4,404 | $6,521-32.5% | $5,682-22.5% | $6,712-34.4% |
| Admin fee / account holder | $4,971 | $16,155-69.2% | $13,212-62.4% | $11,409-56.4% |