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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,669 | $73,848-58.5% | $143,799-78.7% | $68,486-55.2% |
| Participation rate | 48.9% | 66.7%-17.8pp | 80.3%-31.4pp | 67.9%-19.0pp |
| Annual return | -12.16% | 0.91%-13.1pp | -0.04%-12.1pp | -7.85%-4.3pp |
| Employer contribution / active EE | $888 | $3,184-72.1% | $4,952-82.1% | $2,597-65.8% |
| Participant deferral / active EE | $1,692 | $3,385-50.0% | $5,638-70.0% | $4,028-58.0% |
| Admin fee / account holder | $404 | $5,755-93.0% | $14,677-97.2% | $5,404-92.5% |