Retirement plan

NATIONAL DCP 401(K) PROFIT SHARING PLAN AND TRUST

Name: NATIONAL DCP, LLC - NATIONAL DCP 401(K) PROFIT SHARING PLAN AND TRUST (2015) Form 5500
Creator: NATIONAL DCP, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL DCP 401(K) PROFIT SHARING PLAN AND TRUST, NATIONAL DCP, LLC

NATIONAL DCP, LLCEIN 20-3713047Plan #001PY 2015

3805 CRESTWOOD PARKWAY, SUITE 400 - DULUTH, GA 30096770-369-8600nationaldcp.comLinkedIn1001-5000 employeesfood & beverages

Prospect flagsFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$46.7M

No prior year

Total participants

2,117

No prior year

Average account balance

$22,398

No prior year

Annual return

-0.91%

No prior year

Benchmarks

See 232 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants1,000-4,999

Cohort232 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$117.82M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$14.25M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$88

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$70,896
MMA SECURITIES LLC1+ years Filed as: MMC SECURITIES CORP. Service code 27 · EIN 06-1685865	Advisory (Plan)	$34,005
PRUDENTIAL RETIREMENT INSURANCE AND1+ years Filed as: PRUDENTIAL RETIREMENT INS & ANNUITY Service code 50 · EIN 06-1050034	Direct Payment	$9,269
PRUDENTIAL RETIREMENT INSURANCE AND1+ years Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SV Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3B3D2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$78K

$41 / participant

Contract admin$70K89.7%
Other / not subdivided$8K10.3%

% of EOY assets

0.167%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WARREN AVERETT, LLC
Auditor EIN: 454084437
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,398

$54,281-58.7%

$60,547-63.0%

$59,188-62.2%

Participation rate

98.3%

66.8%+31.5pp

68.0%+30.3pp

69.4%+28.9pp

Annual return

-0.91%

1.74%-2.7pp

335.64%-336.6pp

5.51%-6.4pp

Employer contribution / active EE

$1,460

$2,031-28.1%

$2,419-39.7%

$2,098-30.4%

Participant deferral / active EE

$2,503

$2,789-10.2%

$3,328-24.8%

$3,265-23.3%

Admin fee / account holder

$37

$64-42.1%

$4,536-99.2%

$92-59.5%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$70,896

MMA SECURITIES LLC1+ years

Filed as: MMC SECURITIES CORP.

Service code 27 · EIN 06-1685865

Advisory (Plan)

$34,005

PRUDENTIAL RETIREMENT INSURANCE AND1+ years

Filed as: PRUDENTIAL RETIREMENT INS & ANNUITY

Service code 50 · EIN 06-1050034

Direct Payment

$9,269

PRUDENTIAL RETIREMENT INSURANCE AND1+ years

Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SV

Service code 60

Sub-TA Fees

NATIONAL DCP 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL DCP 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion