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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,379 | $101,795-17.1% | $165,100-48.9% | $80,959+4.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 16.65% | 16.73%-0.1pp | 70.21%-53.6pp | 35.67%-19.0pp |
| Employer contribution / active EE | $2,656 | $2,954-10.1% | $4,348-38.9% | $2,757-3.7% |
| Participant deferral / active EE | $3,835 | $4,476-14.3% | $6,035-36.5% | $4,300-10.8% |
| Admin fee / account holder | $1,965 | $8,221-76.1% | $12,696-84.5% | $6,925-71.6% |