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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,395 | $146,267+34.3% | $197,124-0.4% | $82,448+138.2% |
| Participation rate | 88.4% | 84.0%+4.4pp | 86.7%+1.7pp | 68.1%+20.4pp |
| Annual return | 16.37% | 29.61%-13.2pp | 44.34%-28.0pp | 41.64%-25.3pp |
| Employer contribution / active EE | $4,552 | $4,723-3.6% | $6,227-26.9% | $2,551+78.4% |
| Participant deferral / active EE | $19,235 | $7,035+173.4% | $9,135+110.6% | $4,139+364.7% |
| Admin fee / account holder | $46,850 | $14,422+224.9% | $16,298+187.5% | $7,234+547.6% |