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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,008 | $185,312-35.2% | $161,489-25.7% | $154,746-22.4% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 14.63% | 103.84%-89.2pp | 89.72%-75.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,770 | $4,769-62.9% | $4,268-58.5% | $4,379-59.6% |
| Participant deferral / active EE | $2,703 | $6,350-57.4% | $5,630-52.0% | $6,730-59.8% |
| Admin fee / account holder | $781 | $18,654-95.8% | $16,006-95.1% | $14,365-94.6% |