Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP5 years Service code 12 · EIN 93-1253576 | Custodial (securities); Direct paymen... | $107,234 |
Service code 27 · EIN 20-8874282 | Advisory (Plan) | $65,200 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $8,378 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,258 | $143,525-75.4% | $379,746-90.7% | $90,274-60.9% |
| Participation rate | 42.7% | 82.9%-40.2pp | 78.4%-35.7pp | 73.4%-30.6pp |
| Annual return | 23.42% | 18.97%+4.5pp | 34.90%-11.5pp | 53.97%-30.6pp |
| Employer contribution / active EE | $563 | $3,201-82.4% | $3,540-84.1% | $2,523-77.7% |
| Participant deferral / active EE | $3,216 | $5,231-38.5% | $6,024-46.6% | $4,231-24.0% |
| Admin fee / account holder | $213 | $100+112.6% | $7,927-97.3% | $114+87.1% |