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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,902 | $106,864+188.1% | $147,318+109.0% | $82,637+272.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 9.28% | 27.49%-18.2pp | 70.43%-61.2pp | 53.51%-44.2pp |
| Employer contribution / active EE | $13,757 | $3,417+302.7% | $4,593+199.5% | $2,552+439.0% |
| Participant deferral / active EE | $16,001 | $6,496+146.3% | $7,906+102.4% | $4,126+287.8% |
| Admin fee / account holder | $34,304 | $8,415+307.7% | $13,708+150.3% | $7,339+367.4% |