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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,842 | $102,393+171.3% | $147,041+89.0% | $80,911+243.4% |
| Participation rate | 91.1% | 75.9%+15.3pp | 82.2%+8.9pp | 67.6%+23.5pp |
| Annual return | 17.19% | 134.95%-117.8pp | 419.21%-402.0pp | 35.63%-18.4pp |
| Employer contribution / active EE | $11,321 | $3,715+204.7% | $4,935+129.4% | $2,756+310.8% |
| Participant deferral / active EE | $13,913 | $6,647+109.3% | $8,071+72.4% | $4,297+223.8% |
| Admin fee / account holder | $9,438 | $7,943+18.8% | $13,006-27.4% | $6,935+36.1% |