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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,155 | $89,367+55.7% | $141,191-1.4% | $72,975+90.7% |
| Participation rate | 91.7% | 75.1%+16.5pp | 82.5%+9.2pp | 69.5%+22.2pp |
| Annual return | 27.73% | 111.87%-84.1pp | 71.41%-43.7pp | 81.01%-53.3pp |
| Employer contribution / active EE | $10,359 | $3,115+232.6% | $4,736+118.7% | $2,440+324.5% |
| Participant deferral / active EE | $11,573 | $5,419+113.6% | $6,710+72.5% | $3,608+220.8% |
| Admin fee / account holder | $2,916 | $5,957-51.0% | $10,264-71.6% | $5,124-43.1% |