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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,842 | $102,422+171.3% | $147,117+88.9% | $80,959+243.2% |
| Participation rate | 91.1% | 75.9%+15.2pp | 82.2%+8.9pp | 67.7%+23.4pp |
| Annual return | 17.19% | 135.16%-118.0pp | 420.54%-403.4pp | 35.67%-18.5pp |
| Employer contribution / active EE | $11,321 | $3,717+204.5% | $4,932+129.5% | $2,757+310.6% |
| Participant deferral / active EE | $13,913 | $6,652+109.1% | $8,065+72.5% | $4,300+223.5% |
| Admin fee / account holder | $9,438 | $7,953+18.7% | $12,993-27.4% | $6,925+36.3% |