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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,902 | $106,749+188.4% | $145,433+111.7% | $82,448+273.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 9.28% | 27.59%-18.3pp | 66.58%-57.3pp | 41.64%-32.4pp |
| Employer contribution / active EE | $13,757 | $3,444+299.4% | $4,554+202.1% | $2,551+439.3% |
| Participant deferral / active EE | $16,001 | $6,519+145.5% | $7,897+102.6% | $4,139+286.6% |
| Admin fee / account holder | $34,304 | $8,390+308.9% | $13,129+161.3% | $7,234+374.2% |