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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,842 | $102,429+171.3% | $147,096+88.9% | $80,925+243.3% |
| Participation rate | 91.1% | 75.9%+15.2pp | 82.2%+8.9pp | 67.7%+23.5pp |
| Annual return | 17.19% | 135.02%-117.8pp | 419.75%-402.6pp | 35.65%-18.5pp |
| Employer contribution / active EE | $11,321 | $3,716+204.7% | $4,936+129.4% | $2,756+310.7% |
| Participant deferral / active EE | $13,913 | $6,649+109.3% | $8,071+72.4% | $4,299+223.7% |
| Admin fee / account holder | $9,438 | $7,957+18.6% | $13,005-27.4% | $6,940+36.0% |