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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $2,122 |
DWC - THE 401(K) EXPERTS1 year Filed as: DWC-THE 401(K) EXPERTS Service code 15 · EIN 26-2091417 | Recordkeeping | $1,087 |
Filed as: FIDUCIARY WEALTH MANAGEMENT LLC Service code 27 · EIN 45-3176027 | Advisory (Plan) | $391 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,361 | $91,537-79.9% | $130,045-85.9% | $75,173-75.6% |
| Participation rate | 66.3% | 71.5%-5.2pp | 78.5%-12.2pp | 67.2%-0.9pp |
| Annual return | 17.02% | -631.55%+648.6pp | -137.30%+154.3pp | 160.72%-143.7pp |
| Employer contribution / active EE | $811 | $2,845-71.5% | $4,321-81.2% | $2,671-69.6% |
| Participant deferral / active EE | $2,635 | $4,343-39.3% | $5,820-54.7% | $4,126-36.1% |
| Admin fee / account holder | $124 | $6,780-98.2% | $10,600-98.8% | $5,651-97.8% |