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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,048 | $81,870-87.7% | $119,622-91.6% | $68,486-85.3% |
| Participation rate | 73.8% | 71.9%+1.9pp | 79.3%-5.5pp | 67.9%+5.9pp |
| Annual return | -17.31% | -23.82%+6.5pp | -14.98%-2.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $546 | $2,692-79.7% | $4,232-87.1% | $2,597-79.0% |
| Participant deferral / active EE | $2,262 | $4,148-45.5% | $5,601-59.6% | $4,028-43.8% |
| Admin fee / account holder | $60 | $6,583-99.1% | $10,328-99.4% | $5,404-98.9% |