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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,516 | $125,237+118.4% | $105,608+159.0% | $145,877+87.5% |
| Participation rate | 57.1% | 77.7%-20.5pp | 75.3%-18.1pp | 80.3%-23.2pp |
| Annual return | 12.97% | 225.76%-212.8pp | 116.50%-103.5pp | 551.28%-538.3pp |
| Employer contribution / active EE | $2,040 | $3,720-45.2% | $3,167-35.6% | $4,663-56.2% |
| Participant deferral / active EE | $2,932 | $5,711-48.7% | $5,010-41.5% | $6,691-56.2% |
| Admin fee / account holder | $21 | $17,287-99.9% | $11,028-99.8% | $13,402-99.8% |