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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,008 | $65,566+206.6% | $86,235+133.1% | $75,177+167.4% |
| Participation rate | 9.4% | 60.5%-51.1pp | 69.0%-59.6pp | 67.2%-57.8pp |
| Annual return | 11.78% | 46.07%-34.3pp | 1170.03%-1158.2pp | 160.75%-149.0pp |
| Employer contribution / active EE | $402 | $1,553-74.1% | $2,381-83.1% | $2,671-84.9% |
| Participant deferral / active EE | $1,353 | $3,023-55.2% | $3,987-66.1% | $4,126-67.2% |
| Admin fee / account holder | $0 | $5,470-100.0% | $6,856-100.0% | $5,651-100.0% |