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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,067 | $59,819+172.6% | $79,583+104.9% | $68,490+138.1% |
| Participation rate | 9.7% | 61.1%-51.4pp | 69.5%-59.8pp | 67.9%-58.2pp |
| Annual return | -15.89% | -12.30%-3.6pp | 0.16%-16.1pp | -7.85%-8.0pp |
| Employer contribution / active EE | $410 | $1,505-72.7% | $2,414-83.0% | $2,597-84.2% |
| Participant deferral / active EE | $1,374 | $3,025-54.6% | $3,986-65.5% | $4,028-65.9% |
| Admin fee / account holder | $0 | $4,835-100.0% | $6,835-100.0% | $5,403-100.0% |