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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,005 | $58,493+86.4% | $84,023+29.7% | $72,976+49.4% |
| Participation rate | 12.0% | 61.2%-49.2pp | 69.0%-57.0pp | 69.5%-57.5pp |
| Annual return | 16.75% | 28.93%-12.2pp | 71.32%-54.6pp | 81.02%-64.3pp |
| Employer contribution / active EE | $477 | $1,163-59.0% | $1,984-76.0% | $2,440-80.5% |
| Participant deferral / active EE | $1,503 | $2,394-37.2% | $3,239-53.6% | $3,608-58.3% |
| Admin fee / account holder | $192 | $4,569-95.8% | $6,102-96.9% | $5,124-96.3% |