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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,703 | $95,193-70.9% | $76,523-63.8% | $135,382-79.5% |
| Participation rate | 62.5% | 74.4%-11.9pp | 68.0%-5.5pp | 82.6%-20.1pp |
| Annual return | -7.80% | 4.85%-12.6pp | -0.27%-7.5pp | 519.77%-527.6pp |
| Employer contribution / active EE | $0 | $3,302-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,751 | $4,639-40.7% | $3,835-28.3% | $5,609-51.0% |
| Admin fee / account holder | $821 | $6,249-86.9% | $4,848-83.1% | $10,829-92.4% |