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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,862 | $93,064-66.8% | $74,577-58.6% | $273,972-88.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 6.14% | 26.18%-20.0pp | 20.47%-14.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $6,300 | $3,160+99.4% | $2,525+149.5% | $4,869+29.4% |
| Participant deferral / active EE | $251 | $4,160-94.0% | $3,458-92.7% | $5,287-95.2% |
| Admin fee / account holder | $989 | $5,273-81.2% | $4,138-76.1% | $10,133-90.2% |