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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $513 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,277 | $58,655-27.9% | $91,994-54.0% | $65,185-35.1% |
| Participation rate | 95.5% | 75.3%+20.2pp | 78.6%+16.8pp | 70.2%+25.3pp |
| Annual return | 31.78% | 33.92%-2.1pp | 69.03%-37.3pp | 29.38%+2.4pp |
| Employer contribution / active EE | $4,967 | $2,080+138.8% | $3,452+43.9% | $2,177+128.2% |
| Participant deferral / active EE | $10,311 | $5,474+88.3% | $5,923+74.1% | $3,514+193.4% |
| Admin fee / account holder | $2 | $434-99.5% | $7,743-100.0% | $847-99.8% |