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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,244 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,455 | $66,813-29.0% | $100,528-52.8% | $73,493-35.4% |
| Participation rate | 96.9% | 77.5%+19.4pp | 79.4%+17.4pp | 70.7%+26.2pp |
| Annual return | 20.14% | 25.70%-5.6pp | 30.90%-10.8pp | 28.51%-8.4pp |
| Employer contribution / active EE | $5,254 | $2,147+144.7% | $3,419+53.7% | $2,270+131.4% |
| Participant deferral / active EE | $10,571 | $5,883+79.7% | $6,271+68.6% | $3,740+182.7% |
| Admin fee / account holder | $5 | $512-99.0% | $8,084-99.9% | $513-99.0% |