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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,976 | $72,272-10.1% | $101,264-35.8% | $79,858-18.6% |
| Participation rate | 69.2% | 68.5%+0.8pp | 75.8%-6.6pp | 69.6%-0.4pp |
| Annual return | 14.31% | 22.30%-8.0pp | 46.48%-32.2pp | 31.72%-17.4pp |
| Employer contribution / active EE | $1,566 | $2,692-41.8% | $3,660-57.2% | $2,471-36.6% |
| Participant deferral / active EE | $4,782 | $3,282+45.7% | $4,370+9.4% | $3,740+27.9% |
| Admin fee / account holder | $24,546 | $4,401+457.8% | $5,947+312.8% | $5,306+362.6% |