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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,964 | $57,352-9.4% | $83,830-38.0% | $64,173-19.0% |
| Participation rate | 56.3% | 68.6%-12.4pp | 76.1%-19.9pp | 69.6%-13.3pp |
| Annual return | -5.97% | 11.38%-17.4pp | 850.97%-856.9pp | 7.63%-13.6pp |
| Employer contribution / active EE | $1,249 | $2,546-51.0% | $3,631-65.6% | $2,381-47.6% |
| Participant deferral / active EE | $3,747 | $2,993+25.2% | $4,082-8.2% | $3,470+8.0% |
| Admin fee / account holder | $769 | $4,046-81.0% | $5,479-86.0% | $4,887-84.3% |