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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,026 | $89,364+8.6% | $141,177-31.3% | $72,983+32.9% |
| Participation rate | 83.7% | 75.1%+8.6pp | 82.5%+1.2pp | 69.5%+14.2pp |
| Annual return | 25.00% | 111.86%-86.9pp | 71.40%-46.4pp | 81.01%-56.0pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,111 | $5,419-5.7% | $6,710-23.8% | $3,608+41.7% |
| Admin fee / account holder | $2,200 | $5,959-63.1% | $10,263-78.6% | $5,124-57.1% |