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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,321 | $98,766+10.7% | $149,730-27.0% | $79,852+36.9% |
| Participation rate | 83.3% | 75.8%+7.6pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 14.96% | 27.43%-12.5pp | 276.70%-261.7pp | 31.72%-16.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,969 | $5,681-47.7% | $6,843-56.6% | $3,740-20.6% |
| Admin fee / account holder | $4,043 | $6,052-33.2% | $9,310-56.6% | $5,306-23.8% |