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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,738 | $175,212-8.8% | $149,682+6.7% | $139,427+14.6% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 15.44% | 166.63%-151.2pp | 134.35%-118.9pp | 373.27%-357.8pp |
| Employer contribution / active EE | $1,349 | $5,475-75.4% | $4,818-72.0% | $4,752-71.6% |
| Participant deferral / active EE | $6,926 | $6,520+6.2% | $5,681+21.9% | $6,711+3.2% |
| Admin fee / account holder | $632 | $16,150-96.1% | $13,210-95.2% | $11,404-94.5% |