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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,621 | $167,323-23.7% | $143,770-11.2% | $134,493-5.1% |
| Participation rate | 66.7% | 84.8%-18.1pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -18.51% | 0.47%-19.0pp | -0.04%-18.5pp | 418.01%-436.5pp |
| Employer contribution / active EE | $1,298 | $5,619-76.9% | $4,951-73.8% | $4,740-72.6% |
| Participant deferral / active EE | $6,824 | $6,446+5.9% | $5,638+21.0% | $6,400+6.6% |
| Admin fee / account holder | $1,779 | $18,088-90.2% | $14,673-87.9% | $11,425-84.4% |