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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,721 | $175,257-9.4% | $149,717+6.0% | $139,456+13.8% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 17.75% | 166.70%-149.0pp | 134.41%-116.7pp | 373.45%-355.7pp |
| Employer contribution / active EE | $2,946 | $5,477-46.2% | $4,820-38.9% | $4,753-38.0% |
| Participant deferral / active EE | $7,366 | $6,521+13.0% | $5,682+29.6% | $6,711+9.8% |
| Admin fee / account holder | $2,405 | $16,156-85.1% | $13,213-81.8% | $11,407-78.9% |