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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,042 | $209,425-46.5% | $178,499-37.2% | $158,966-29.5% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 16.32% | 188.80%-172.5pp | 151.10%-134.8pp | 302.95%-286.6pp |
| Employer contribution / active EE | $2,406 | $5,707-57.8% | $5,011-52.0% | $4,762-49.5% |
| Participant deferral / active EE | $4,665 | $5,955-21.7% | $5,202-10.3% | $5,983-22.0% |
| Admin fee / account holder | $905 | $17,078-94.7% | $13,986-93.5% | $11,250-92.0% |