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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,956 | $114,119-6.3% | $107,187-0.2% | $138,895-23.0% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 22.04% | 273.21%-251.2pp | 204.55%-182.5pp | 145.39%-123.4pp |
| Employer contribution / active EE | $4,860 | $4,059+19.7% | $3,782+28.5% | $4,194+15.9% |
| Participant deferral / active EE | $10,179 | $5,538+83.8% | $5,096+99.8% | $6,396+59.1% |
| Admin fee / account holder | $388 | $10,024-96.1% | $9,162-95.8% | $12,562-96.9% |