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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,011 | $81,276-53.2% | $155,574-75.6% | $80,925-53.0% |
| Participation rate | 82.5% | 66.2%+16.2pp | 78.2%+4.3pp | 67.7%+14.8pp |
| Annual return | 23.54% | 33.36%-9.8pp | 64.87%-41.3pp | 35.65%-12.1pp |
| Employer contribution / active EE | $2,905 | $3,103-6.4% | $4,676-37.9% | $2,756+5.4% |
| Participant deferral / active EE | $5,613 | $3,453+62.6% | $5,629-0.3% | $4,299+30.6% |
| Admin fee / account holder | $4,805 | $7,993-39.9% | $15,914-69.8% | $6,940-30.8% |