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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,416 | $91,167-76.5% | $178,498-88.0% | $79,858-73.2% |
| Participation rate | 64.0% | 69.2%-5.3pp | 81.9%-18.0pp | 69.6%-5.7pp |
| Annual return | 23.83% | 24.19%-0.4pp | 151.09%-127.3pp | 31.72%-7.9pp |
| Employer contribution / active EE | $1,397 | $3,255-57.1% | $5,011-72.1% | $2,471-43.5% |
| Participant deferral / active EE | $3,867 | $3,236+19.5% | $5,202-25.7% | $3,740+3.4% |
| Admin fee / account holder | $989 | $6,747-85.3% | $13,985-92.9% | $5,306-81.4% |