Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,669 | $87,132-68.2% | $105,624-73.8% | $80,959-65.8% |
| Participation rate | 62.8% | 70.4%-7.6pp | 75.3%-12.5pp | 67.7%-4.9pp |
| Annual return | 12.60% | 17.03%-4.4pp | 116.20%-103.6pp | 35.67%-23.1pp |
| Employer contribution / active EE | $1,732 | $2,397-27.7% | $3,168-45.3% | $2,757-37.2% |
| Participant deferral / active EE | $3,831 | $3,985-3.9% | $5,013-23.6% | $4,300-10.9% |
| Admin fee / account holder | $5,208 | $8,449-38.4% | $10,961-52.5% | $6,925-24.8% |