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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,830 | $130,294-54.8% | $170,057-65.4% | $71,529-17.8% |
| Participation rate | 70.9% | 86.2%-15.2pp | 87.0%-16.1pp | 67.9%+3.0pp |
| Annual return | 16.68% | 20.36%-3.7pp | 53.42%-36.7pp | 28.97%-12.3pp |
| Employer contribution / active EE | $2,336 | $4,385-46.7% | $6,790-65.6% | $2,590-9.8% |
| Participant deferral / active EE | $4,471 | $6,928-35.5% | $10,411-57.1% | $4,291+4.2% |
| Admin fee / account holder | $1,770 | $966+83.2% | $12,826-86.2% | $1,588+11.4% |