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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,849 | $153,769-84.5% | $133,975-82.2% | $273,972-91.3% |
| Participation rate | 73.9% | 88.4%-14.5pp | 87.1%-13.2pp | 83.0%-9.1pp |
| Annual return | 6.55% | 36.51%-30.0pp | 29.29%-22.7pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,894 | $6,029-68.6% | $5,211-63.7% | $4,869-61.1% |
| Participant deferral / active EE | $3,867 | $6,958-44.4% | $6,282-38.4% | $5,287-26.9% |
| Admin fee / account holder | $347 | $11,765-97.1% | $9,324-96.3% | $10,133-96.6% |