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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,012 | $65,361+14.8% | $92,903-19.3% | $72,983+2.8% |
| Participation rate | 53.6% | 68.3%-14.7pp | 76.0%-22.4pp | 69.5%-15.9pp |
| Annual return | 18.87% | 42.11%-23.2pp | 109.43%-90.6pp | 81.01%-62.1pp |
| Employer contribution / active EE | $2,332 | $2,594-10.1% | $3,653-36.2% | $2,440-4.4% |
| Participant deferral / active EE | $5,734 | $3,128+83.3% | $4,238+35.3% | $3,608+59.0% |
| Admin fee / account holder | $948 | $4,251-77.7% | $5,795-83.6% | $5,124-81.5% |