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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,116 | $52,678-27.6% | $75,784-49.7% | $59,633-36.1% |
| Participation rate | 57.7% | 67.2%-9.5pp | 75.8%-18.1pp | 68.7%-11.0pp |
| Annual return | 1.86% | 2.95%-1.1pp | 9.68%-7.8pp | 2041.45%-2039.6pp |
| Employer contribution / active EE | $840 | $2,193-61.7% | $3,323-74.7% | $2,203-61.9% |
| Participant deferral / active EE | $3,243 | $2,591+25.2% | $3,652-11.2% | $3,192+1.6% |
| Admin fee / account holder | $406 | $3,610-88.8% | $5,300-92.3% | $4,297-90.6% |