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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,861 | $175,212+26.1% | $149,682+47.6% | $139,427+58.4% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 25.05% | 166.63%-141.6pp | 134.35%-109.3pp | 373.27%-348.2pp |
| Employer contribution / active EE | $1,170 | $5,475-78.6% | $4,818-75.7% | $4,752-75.4% |
| Participant deferral / active EE | $6,262 | $6,520-4.0% | $5,681+10.2% | $6,711-6.7% |
| Admin fee / account holder | $4,642 | $16,150-71.3% | $13,210-64.9% | $11,404-59.3% |