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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,912 | $167,353+0.9% | $143,797+17.5% | $134,545+25.5% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -19.35% | 0.48%-19.8pp | -0.04%-19.3pp | 418.37%-437.7pp |
| Employer contribution / active EE | $1,163 | $5,620-79.3% | $4,952-76.5% | $4,742-75.5% |
| Participant deferral / active EE | $5,712 | $6,447-11.4% | $5,638+1.3% | $6,401-10.8% |
| Admin fee / account holder | $1,842 | $18,096-89.8% | $14,679-87.5% | $11,431-83.9% |