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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,039 | $72,396+64.4% | $67,511+76.3% | $145,959-18.4% |
| Participation rate | 53.8% | 76.9%-23.0pp | 72.9%-19.0pp | 80.3%-26.4pp |
| Annual return | 13.28% | 7194.07%-7180.8pp | 3517.41%-3504.1pp | 561.95%-548.7pp |
| Employer contribution / active EE | $1,661 | $3,071-45.9% | $2,733-39.2% | $4,661-64.4% |
| Participant deferral / active EE | $10,417 | $4,781+117.9% | $4,000+160.4% | $6,689+55.7% |
| Admin fee / account holder | $2,555 | $5,538-53.9% | $3,999-36.1% | $13,398-80.9% |