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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,944 | $106,247+10.1% | $96,515+21.2% | $139,466-16.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.81% | 38.47%-18.7pp | 35.73%-15.9pp | 373.66%-353.9pp |
| Employer contribution / active EE | $36,050 | $4,106+778.0% | $3,740+864.0% | $4,754+658.3% |
| Participant deferral / active EE | $15,900 | $5,456+191.4% | $4,880+225.9% | $6,712+136.9% |
| Admin fee / account holder | $770 | $7,885-90.2% | $6,735-88.6% | $11,409-93.2% |