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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,249 | $133,981-59.5% | $112,249-51.7% | $134,532-59.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -18.27% | 47.16%-65.4pp | 27.48%-45.8pp | 418.27%-436.5pp |
| Employer contribution / active EE | $14,888 | $4,040+268.5% | $3,636+309.5% | $4,741+214.0% |
| Participant deferral / active EE | $18,900 | $5,292+257.1% | $4,729+299.7% | $6,401+195.3% |
| Admin fee / account holder | $303 | $7,492-96.0% | $6,412-95.3% | $11,429-97.3% |