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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,178 | $196,972-62.3% | $182,262-59.3% | $198,609-62.7% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 17.65% | 158.27%-140.6pp | 140.60%-122.9pp | 202.70%-185.0pp |
| Employer contribution / active EE | $3,513 | $5,364-34.5% | $5,046-30.4% | $5,055-30.5% |
| Participant deferral / active EE | $8,086 | $8,643-6.4% | $8,276-2.3% | $6,977+15.9% |
| Admin fee / account holder | $11,675 | $18,429-36.6% | $16,712-30.1% | $19,030-38.7% |