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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,178 | $162,136-54.2% | $152,301-51.3% | $154,746-52.1% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 17.65% | 91.02%-73.4pp | 80.50%-62.8pp | 172.34%-154.7pp |
| Employer contribution / active EE | $3,513 | $4,890-28.2% | $4,624-24.0% | $4,379-19.8% |
| Participant deferral / active EE | $8,086 | $8,341-3.1% | $8,004+1.0% | $6,730+20.1% |
| Admin fee / account holder | $11,675 | $15,759-25.9% | $14,398-18.9% | $14,365-18.7% |