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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,053 | $154,193-75.3% | $130,045-70.7% | $139,466-72.7% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 17.64% | 32.51%-14.9pp | -137.30%+154.9pp | 373.66%-356.0pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,014 | $6,709-10.3% | $5,820+3.3% | $6,712-10.4% |
| Admin fee / account holder | $5,135 | $13,989-63.3% | $10,600-51.6% | $11,409-55.0% |